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Harbor 20
Designer: Steven Schock  ·  Builder: W. D. Schock Corp.(Usa)  ·  First built: 1997
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About the Harbor 20

Designed by Steven Schock and built by W. D. Schock Corp from 1997 onward, this compact 20-footer demonstrates impressive engineering in a trailerable package. The Harbor 20's fractional sloop rig and generous 220 square feet of sail area deliver spirited performance, while the fin keel with bulb and spade rudder configuration provides excellent maneuverability and upwind ability. With a displacement of 1,800 pounds and 50% ballast ratio, this fiberglass sailboat strikes an appealing balance between stability and responsiveness. The moderate beam of seven feet keeps the boat trailerable while still providing adequate interior space and stability for day sailing and weekend cruising. Her comfort ratio of 11.63 suggests quick motion in choppy conditions, making her better suited for day sailing and coastal cruising rather than extended offshore passages. The Harbor 20 excels as a spirited day sailer and capable small cruiser for protected waters. Her modern underbody design and efficient sail plan make her particularly appealing to sailors seeking good performance in a manageable size. The boat's modest draft of 3.5 feet opens up shallow anchorages while maintaining enough depth for solid upwind performance, making her ideal for exploring coastal waters and smaller lakes.

Market Price Estimate Beta
Small sample size. This estimate is based on fewer than 5 listings and may not be representative of the true market. Use with caution.
$24,000 – $44,500
typical asking price
Median $34,250  ·  2 listings used
All listings
$24,000 – $44,500 2
Rate a listing price
$
About this estimate
  • Prices are based on recent asking prices from public listings — not actual sale prices, which are typically lower.
  • Condition is not factored in. A well-maintained boat with new sails and engine can be worth significantly more than a project boat of the same model.
  • Location affects price. Boats in landlocked states or areas with fewer buyers often sell for less than those on the coast.
  • Year of manufacture is not filtered. Older examples of this model will generally be priced lower than newer ones.
  • Included equipment varies widely. A boat with a full suite of electronics, dodger, and new standing rigging may command a large premium.
  • Outliers are automatically excluded using statistical filtering to improve accuracy, but some bad data may remain.
Core Dimensions
LOA (Length Overall) 20.00 ft / 6.10 m
LWL (Waterline Length) 17.00 ft / 5.18 m
Beam 7.00 ft / 2.13 m
Max Draft 3.50 ft / 1.07 m
Displacement 1,800.00 lb / 816 kg
Ballast 900.00 lb / 408 kg
Sail Area (Reported) 220.00 ft² / 20.44 m²
Design & Construction
Hull Type Fin w/bulb & spade rudder
Rigging Type Fractional Sloop
Construction FG
Designer Steven Schock
Builder W. D. Schock Corp.(USA)
First Built 1997
Associations Harbor 20 Class Association
Owner Reviews

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Performance Ratios
PHRF Rating PHRF (Performance Handicap Racing Fleet) is a national racing handicap measured in seconds per nautical mile. Lower values indicate faster boats. Ratings are sourced from US Sailing's national database (median across 60+ regional fleets).
Under 0 — Ultralight racer0–90 — Performance racer90–150 — Cruiser/racer150–210 — Typical cruiserOver 210 — Heavy/slow cruiser
222
SA/Displacement Sail Area to Displacement ratio measures how much sail power a boat has relative to its weight. Higher values mean more performance and speed.
Under 14 — Heavy cruiser, slow14–18 — Cruising sailboat18–22 — Cruiser/racerOver 22 — Performance racer
23.84
Ballast/Displacement Ballast to Displacement ratio shows what percentage of the boat's total weight is ballast. Higher values generally mean better initial stability and stiffer sail carrying.
30–35% — Typical cruiser35–45% — Stiff performance boatOver 45% — Racing oriented
50
Displacement/Length Displacement to Length ratio measures how heavy a boat is relative to its waterline length. Lower values mean a lighter, faster boat.
Under 100 — Ultralight racer100–200 — Light cruiser/racer200–300 — Moderate cruiser300–400 — Heavy cruiserOver 400 — Very heavy
163.56
Comfort Ratio Ted Brewer's Comfort Ratio predicts how comfortable a boat will feel in offshore conditions. Higher values mean a steadier, more comfortable motion in a seaway.
Under 20 — Uncomfortably rough20–30 — Acceptable coastal30–40 — Good offshore comfortOver 40 — Very comfortable offshore
11.63
Capsize Screening Formula The USHS Capsize Screening Formula estimates offshore capsize risk. Lower is safer — values under 2.0 are considered acceptable for offshore sailing.
Under 2.0 — Safe for offshore2.0–2.2 — Borderline offshoreOver 2.2 — Coastal use recommended
2.3
Hull Speed Hull Speed is the theoretical maximum speed of a displacement hull, calculated from waterline length. Most cruising sailboats reach this speed in moderate conditions. 5.52 kn
S# (Speed Number) The Speed Number (S#) is a quick performance index. Higher values indicate a faster, more powerful design relative to its size.
Under 3.0 — Slow cruiser3.0–5.0 — Average cruiser5.0–7.0 — Performance cruiserOver 7.0 — Racer
4.03
Pounds/Inch Immersion Pounds per Inch Immersion (PPI) tells you how much weight is needed to sink the boat one inch. Useful for calculating how additional gear and stores affect waterline. 425.20 pounds/inch
SA/Displacement (Calc) Calculated Sail Area to Displacement ratio using actual measured sail dimensions rather than reported values. More precise than the reported SA/Disp figure. 23.86
Rig Dimensions
I (Foretriangle Height) 25.75 ft / 7.85 m
J (Foretriangle Base) 7.00 ft / 2.13 m
P (Mainsail Luff) 26.00 ft / 7.92 m
E (Mainsail Foot) 10.00 ft / 3.05 m
SA Fore 90.13 ft² / 8.37 m²
SA Main 130.00 ft² / 12.08 m²
SA Total (100%) 220.13 ft² / 20.45 m²
Est. Forestay Length 26.68 ft / 8.13 m
How It Compares

vs. Alerion Express 20, Ensenada 20, Ranger 20

This boat Similar boats
Dimensions
LOA
Harbor 20 ★
20.0 ft
Alerion Express 20
20.0 ft
Ensenada 20
20.0 ft
Ranger 20
20.0 ft
LWL
Harbor 20 ★
17.0 ft
Alerion Express 20
17.1 ft
Ensenada 20
17.5 ft
Ranger 20
16.0 ft
Beam
Harbor 20 ★
7.0 ft
Alerion Express 20
6.8 ft
Ensenada 20
7.1 ft
Ranger 20
7.9 ft
Displacement
Harbor 20 ★
1 lbs
Alerion Express 20
1 lbs
Ensenada 20
1 lbs
Ranger 20
1 lbs
Ballast
Harbor 20 ★
900 lbs
Alerion Express 20
780 lbs
Ensenada 20
550 lbs
Ranger 20
550 lbs
Sail Area
Harbor 20 ★
220 sq ft
Alerion Express 20
220 sq ft
Ensenada 20
Ranger 20
Performance
PHRF Rating (lower = faster)
Harbor 20 ★
222 s/nm
Alerion Express 20
216 s/nm
Ensenada 20
291 s/nm
Ranger 20
240 s/nm
SA / Displacement (higher = more powerful)
Harbor 20 ★
23.8
Alerion Express 20
23.0
Ensenada 20
Ranger 20
Ballast / Disp (higher = stiffer)
Harbor 20 ★
50.0 %
Alerion Express 20
41.1 %
Ensenada 20
34.4 %
Ranger 20
36.7 %
Comfort Ratio (higher = more comfortable offshore)
Harbor 20 ★
11.6
Alerion Express 20
12.6
Ensenada 20
Ranger 20
Capsize Screening (lower = safer)
Harbor 20 ★
2.30
Alerion Express 20
2.21
Ensenada 20
Ranger 20
Displacement / Length (lower = lighter)
Harbor 20 ★
163
Alerion Express 20
170
Ensenada 20
133
Ranger 20
163
Hull Speed
Harbor 20 ★
5.5 kts
Alerion Express 20
5.5 kts
Ensenada 20
Ranger 20
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